individual housing loan中文是什么意思

• 个人购房贷款

• "individual"中文翻译    adj. 1.单一的，个别的，单独的。 2.个人的，个体 ...
• "housing"中文翻译    n. 马服；〔常 pl. 〕马饰，鞍褥。
• "loan"中文翻译     loan2 n. 〔苏格兰语〕 1.小路。 ...
• "housing loan" 中文翻译 :    房屋贷款; 住房贷款
• "housing-loan" 中文翻译 :    住房贷款
• "individual business house loan" 中文翻译 :    个人商业用房贷款
• "individual consumption loan" 中文翻译 :    个人消费贷款
• "individual unsecured loan" 中文翻译 :    个人信用贷款
• "individual combined housing loans" 中文翻译 :    个人住房组合贷款
• "individual housing loans" 中文翻译 :    个人住房贷款
• "individual housing loans decoration" 中文翻译 :    住房装修贷款
• "individual housing units" 中文翻译 :    单幢度假单元
• "individual stall housing" 中文翻译 :    单栏牛舍
• "collateral loan for private housing" 中文翻译 :    个人住房担保贷款
• "housing loan guarantee insurance" 中文翻译 :    住房贷款保证保险
• "housing loan insurance" 中文翻译 :    住房贷款保险
• "housing loan insurance system" 中文翻译 :    住宅贷款保险制度
• "housing loan scheme" 中文翻译 :    购屋贷款计划
• "housing mortgage loan" 中文翻译 :    住宅抵押贷款
• "singapore housing loan" 中文翻译 :    新加坡房屋贷款信息
• "the personal housing loan" 中文翻译 :    个人住房贷款
• "trust of housing loan bonds" 中文翻译 :    住宅贷款信托债券
• "personal housing re-mortgage loan" 中文翻译 :    个人住房转按揭贷款
• "sandwich class housing loan scheme" 中文翻译 :    夹心阶层住屋贷款计划
• "sand wich class housing loan scheme" 中文翻译 :    夹心阶层住屋货款计划

• 4 ) excessive risks of individual housing loan business
  第四、个人住房消费贷款风险过大。
• Financial innovation and economic growth : take the individual housing loan for example
  以个人住房货款为例
• Individual housing loan
  个人购房贷款
• The ventures and protections of individual housing loan operation for commercial banks
  论商业银行个人住房信贷业务风险及防范
• Holding the methodology of integrating theory study and positive analyses , the paper focused on individual housing loan and managed to come up with conclusions as following
  文章是以我国个人住房消费信贷作为研究对象，主要采用规范分析与实证分析相结合的研究方法。
• Statistics indicated that , to 2004 , the proportion using the bank loan in our country property development has achieved above 55 % . individual housing loan grows year by year , the increasing volume has amounted to 403 . 7 billion yuan in 2004
  据统计,到2004年,我国房地产开发中使用银行贷款的比重达到55 %以上, 2004年个人住房贷款新增4073亿元。
• Public accumulation fund for housing construction loaning has now become main body of chinese policy - related housing finance , which has enhanced workers ' ability of paying for their houses , lowered their burden of loaning , and it is the first choice for most urban workers who want their individual housing loan
  摘要住房公积金制度作为中国房地产金融政策的主体，开辟了除原有的国家、企业投资之外的一条长期、稳定地解决城镇居民住房问题的资金来源渠道。
• Urbanization stimulates the demand for housing and housing loan , yet the loan amount supplied by commercial banks is rather small . 3 ) irrational structure of supply and demand . individual housing loan has propensity to less borrowers of higher income ; borrowers of medium and low income , though they are majority , are refused for various reasons
  第三、个人住房消费信贷供给与需求之间结构不合理，银行倾向于向高收入群体发放贷款，但该群体的需求量较小；而实际需求量巨大的中低收入群体，却因未来收入保障度差而被银行以种种理由拒之门外。
• In 1998 , the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans , extend the loan term , which marked a new phase in the development of home financing in china . after this , the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000 , the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan , of which , individual home mortgages became the most important growth point for credit in the real estate industry
  1998年，中国人民银行出台了《个人住宅贷款管理法》 ，允许商业银行开办个人住宅担保贷款，延长贷款期限，这标志我国住房金融发展到一个新的阶段，其后住房抵押贷款发放规模的迅速扩大，发展势头迅猛， 2000年，中国建设银行和中国工商银行住房贷款余额均突破1000亿元，其中个人住房抵押贷款成为房地产信贷中最重要的增长点。
• The purpose of setting up a housing accumulation fund is to solve the workers " housing problems . refers to the policy , the usage of the fund is limited to extend credit to individual housing loan and to procure national debt besides individual withdrawals . therefore return maximization of the housing accumulation fund by individual housing loan and national debt investment is very important to ensure the long - term safe operation and inflation - proofing and appreciation of the fund
  由于公积金建立的主要目的是为了解决职工的住房问题,政策规定住房公积金的使用除满足职工的提取外,仅限于住房公积金个人贷款和购买国债,因此,在适当防范和规避风险的基础上,通过个人住房贷款和国债投资实现公积金的收益最大化对保证公积金长期安全运作和保值增值具有重要意义。